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Posted on: October 1, 2020

SBA Opens Business Recovery Center in Gulf Shores for Businesses Affected by Hurricane Sally

SBA Business RecoveryCenter (1)

The U.S. Small Business Administration (SBA) is opening a Business Recovery Center (BRC) in Gulf Shores on Friday, October 2, to help businesses impacted by Hurricane Sally. SBA representatives at the Center can provide information about disaster loans, answer questions and assist businesses in completing the SBA application.

The BRC will be located at the Gulf Shores Activity Center, 260 Clubhouse Drive, and will open at 8 a.m. on Friday, October 2. Regular operating hours will be 8 a.m. to 8 p.m., Sunday through Saturday (7 days a week).

Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.

Small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Loans to homeowners or renters are also available to repair or replace disaster-damaged real estate and personal property, including automobiles. Homeowners may borrow up to $200,000 to repair/replace your disaster-damaged primary residence. Homeowners and renters may borrow up to $40,000 to repair/replace damaged personal property.

Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at

To be considered for all forms of disaster assistance, applicants should register with FEMA online at or download the FEMA mobile app. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362.

Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to

The filing deadline to return applications for physical property damage is Nov. 19, 2020. The deadline to return economic injury applications is June 21, 2021.