Small Business (SBA) Disaster Assistance

The U. S. Small Business Administration (SBA) provides low-interest, long-term disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters to repair or replace uninsured/underinsured disaster-damaged property. SBA disaster loans offer an affordable way for individuals and businesses to recover from declared disasters and may be available to cover losses not fully compensated by insurance and that do not duplicate benefits of other agencies or organizations.

Business Physical Disaster Loans

Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. Businesses of any size may borrow up to $2 million for physical damage.

Economic Injury Disaster Loans (EIDL)  

Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. Businesses may apply for a maximum business loan (physical and EIDL) of $2 million.

Home Disaster Loans

Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles. Homeowners may borrow up to $200,000 to repair/replace your disaster-damaged primary residence. Homeowners and renters may borrow up to $40,000 to repair/replace damaged personal property.

Download the SBA Disaster Loan Fact Sheet

Apply for SBA Disaster Loans